This is my 4 month baby bump shot. I have a little confession to make. The photos above were of me eating cake two separate times! We were at a wedding and Dwayne did not want a slice of cake. I insisted he needed to get a slice anyway. He said "no, I don't want it". I said "yes you do!" He says, "no really, I don't want it". I then said in a demonic sounding voice "GO GET THE CAKE NOW!!!!" I had two slices of cake... for the baby of course~!
100th post!
This is my 4 month baby bump shot. I have a little confession to make. The photos above were of me eating cake two separate times! We were at a wedding and Dwayne did not want a slice of cake. I insisted he needed to get a slice anyway. He said "no, I don't want it". I said "yes you do!" He says, "no really, I don't want it". I then said in a demonic sounding voice "GO GET THE CAKE NOW!!!!" I had two slices of cake... for the baby of course~!
Super Hubby
BBCDO Fishing Trip
Today, Shelly had to put away the Honey- DO list because BIG DADDY is going FISHIN' . That is right FISHIN' not fishing (as ladies would say). This is my Manly-Man day and I was able to spend it with my Pops. The MAN that helped create the 8th wonder of the world.
I know the ladies are probably saying... " He needs to be home taking care of my girl, cutting the yard, painting, or something else besides doing some boring MANLY fishing".
Therefore, I have to say this for all the MEN in the Unites States of America and all the MEN globally.
Today I am man, Today I connect with nature, Today I connect with my brothers who bond over a simple pole, water, and bait. Today I ponder life and all it's mysteries. Today is the day my wife can not make me cut the grass, wash the car, or clean the gutters. Why? You ask me why? I'll tell you why. Because Today is the day I, as a MAN with my rightful HONOR as a MAN, I AM, goin' FISHIN' ---- NUFF SAID..
Who is eating for two?
aaaahhhh!!! Snake!!!!
Anyway, I was getting up from my chair to walk upstairs to go on mom duty when I looked over at the trash can right next to me and this is what I saw.
~Now keep in mind, I was very sleepy and could not focus too well.
How sad that I thought it was a snake! In fact it was the old phone cord that I put in there last night. I screamed sooo loud that my kids thought there could be an intruder in the house or something just as bad. I could barely breathe for like 20 seconds. I felt so stupid afterwards. Now if my hubby was there he would have done a video blog post and probably talk so much trash about me. Now that is quite a way to wake up in the morning I have to say! I sure did not need coffee today!
Boys will be boys
The bad boy himself.
Laugh at yourself
Happy Father's Day!
Nosey Folks
They decided to let poor Milo see and be a part of their nosey neighbors club. Now all of this was going on at midnight. Notice which one of the "responsible" parents was on the floor with the kids! LOL!!! That's my crazy family and I absolutely love 'em!
Romantic moment
Attention all wives- RED ALERT!!
Momfiles- Flip That Foreclosure
Coming across a homeowner willing to liquidate the property at this stage is priceless. I say this for 2 specific reasons...
(1) Partnership: There's a lot of external pressure on the homeowner(s) at this time. The home loan lender is calling, and most likely so are other creditors. The environment in the home is very challenging for everyone. If you are in a position to bring a "SOLUTION" to the homeowners problems. You place yourself in a very favorable position. Always remember "foreclosure is an emotional process" to deal with from a homeowners perspective. Partnering with the homeowner(s) to solve their problem is where you want to be. As a partner you are someone they can trust, someone who is honest in their dealings, compassionate, and professional. The best win/ win deals are created here in my opinion. Having worked to structure many foreclosure purchases for my investor clients, I have seen the stage one strategy work many of times. This is the best way to ensure you get the deal.
(2) Lack of Competition. When a person is trying to Profit from Foreclosures! Speed is very important. I remember back in 1997, the ultimate deal that got away from me because of my fear of moving forward. I was so afraid that I would make a mistake that I literally made the mistake of taking my time. I read a quote once that says " you can't steal second base in slow motion". After losing my deal, believe me I understood that quote very well. I often drive past that home on Oakland Avenue just to remind myself of what non-action can do. Anyways, when you deal in stage one, the delinquency phase, you do not face much competition from fellow investors. Trust me in Foreclosure Deals there is no honor amongst investors, each man or woman for themselves. I am not writing from a fairy tale story. I am writing from in the trenches. I have counted money that was taken at the last moment by some slick talking investor who got a tip that the house I was working on was in play. This is in the trenches talk. Oops, I am rambling again- sorry.
When you have a homeowner partnering with you. They are more likely working with just you. They may have gotten your information from a trusted friend of theirs. However, when stage two comes into play. The flood gates open and your homeowner will have more investors coming at them, like an A rated celebrity has paparazzi on Oscar night, and everyone wants to get that one perfect shot.
Your homeowner will begin to get mail solicitations, phone solicitations, and investors just showing up at the door. Remember "foreclosure is an emotional process", and with your homeowner meeting all these new investors with their solutions. Well, let's just say, you begin to move down the totem pole. With each new investor singing to the choir, your homeowner starts to hesitate on moving forward with your deal even if it is the best solution. Do not take this personal. The homeowner is only seeking what they perceive to be the best "SOLUTION" for them.
Now can you understand why I say stage one is the best stage to create win/ win solutions? So go for it, and remember "You can't steal second base in slow motion".
Husbands can be right once in their life
Family Finances Update
I received a few emails about my upromise.com
recommendation. It is important that I mention a few facts.
- This is a Free program to join and it is designed to help families save money for college education. It will also help those that have Sallie-Mae student loans decrease their balance.
- To sign up you must enter a grocery card, debit card , or credit card at time of signing up.
- When you shop at different locations, money will be credited to your child's account if the product you buy is a sponsored partner of upromise.com
Example Yesterday we had to purchase
- Tylenol Allergy due to the allergies that run crazy in our home. We used our debit card that we have registered with upromise.com .By using that particular debit card, 2% of our purchase price will be credited to our college saving account.
- I grabbed some Bic Razors and we had 3% of the purchase price credited to our account.
- Last stop, Pep Boys Auto where I purchase items to clean the car like tire shine, car wash, car deodorizer, etc.. and had 2 % credited.
See how easy it is to accumulate? 2% here and 3% there can really add up. Just by doing my normal shopping. This is like FREE MONEY! I am now having my mom and father join. Then I am going after the in-laws, aunts, uncles, pretty soon I'll have the whole family reunion contributing to my kids college education. Hey, every little bit helps.