Family * Travel * Food

5 Things You Need to Organize When You Move Abroad

Moving to another country is an exciting and adventurous journey. However, it doesn’t come without its challenges.

When you’re becoming an ex-pat, you need to organize a range of different things before your big moving day to ensure you can legally live in your chosen country. There are legal documents you must complete and submit, including documentation for visas, employment, banking, and accommodation.

It’s not just documentation that you need to consider, either. Moving to another country also entails the organization of a reliable long distance international courier, safe packaging for your belongings, and an international driving license if you plan on driving a vehicle in your chosen destination.

Below, we have covered some key things to organize when you’re planning an exciting move abroad. 

Visa and Associated Documentation

Most countries require new ex-pats to obtain a visa before they can legally live there. You’ll need to apply for a visa early enough for your application to be processed and approved before your desired moving day.

You can’t apply for any old visa. There are many different kinds, and you’ll need to make sure you apply for the right kind, as submitting the wrong application could delay your move and add unnecessary complications to your ex-pat planning.

For example, if you plan on working as an ex-pat in your destination country, you may be required to obtain a working visa to earn money while you’re living there. If you want to move abroad to study at your dream college or university, you’ll most likely need a studying visa.

If you’re unsure of which visa you need to apply for, check the government website of your destination country. The official government website will have the most up-to-date and accurate information. However, there may also be reliable third-party websites with helpful information regarding visas.

Healthcare Insurance and Providers

The healthcare system in each country differs, and it’s important to research the unique healthcare providers in your chosen country as an ex-pat. Generally, you’ll need active health insurance in order to access healthcare services in your new country if you’re not a citizen.

There are lots of different types of health insurance, each of which offers unique coverage. You must make sure you purchase a healthcare policy that aligns with your bees and covers the treatments you need. This is especially important if you have a chronic condition that requires ongoing medical intervention.

For those of you who have a job lined up in your destination country, you may be able to get health insurance discounts through them. Be sure to inquire about the health benefits that your employer offers so you can take advantage of them when you move. 

Finances and Budget

Moving to another country can be expensive. Hiring an international courier to transport your belongings can lead to a hefty bill, especially if you have a lot of furniture. 

There are also costs associated with organizing legal documentation, such as visas. Living as an ex-pat comes with ongoing costs that you need to factor into your budget.

Staying on top of your finances is crucial when you enter ex-pat life. Not only does it make things easier and quicker for you when you move, but it also makes your life more enjoyable and less stressful once you’ve settled into your new home.

Be realistic when planning your finances. Consider all of your expenses so you can plan your budget accordingly and avoid overspending.

Transportation

When you’re moving to a brand-new country, transportation is a significant consideration.

You can pay to transport your current vehicle overseas or sell your car and buy a new one after you’ve relocated. If you decide to continue driving once you’ve moved, you’ll need to learn the rules of the road and consider the roads and routes near your accommodation.

Alternatively, you can embrace public transport, such as buses and trams. This is a great option if you’re moving to a major city, where car parking can be extortionately priced, and it’s easier to walk or take public transport.

Consider the cost of each option and your preferences so you can plan transportation in time for your big move. Arranging your transportation as early as possible will relieve some of the stress from your shoulders nearer the time of your moving day. 

Utility and Internet Providers

It's a good idea to organize your utility and internet providers before you move, so you don't need to deal with this task when you're already living in your new home. Arrange a provider for water, electricity, and internet at your new property, and make sure to update your address with your existing providers so they can cancel your current contracts.

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Nintendo Switch $40 Gift Card Giveaway (1 Winner)

Closed ***WINNER IS JULIE M***

Do you own a Nintendo Switch? If so, this giveaway is for YOU! 

We are giving away two $20 Nintendo eShop gift cards ($40 total) for use on Nintendo Switch to one  lucky winner. 

This giveaway is not sponsored in any way. We just wanted to do something for fun for our loyal readers. 

Enter below: 

a Rafflecopter giveaway  

This giveaway is open to U.S. Residents only, and will end on August 17, 2023. Please be sure to follow all rules in Rafflecopter and have a valid email address in the event you are selected as the winner. MomFiles is not responsible for any lost or stolen prizes. Good luck! 

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25 Creative and Fun Goodie Bag Ideas for Kids' Birthday Parties


Kids' birthday parties are always a blast, filled with laughter, games, and of course, goodie bags! As a parent or party host, you want to make sure these party favors are not only exciting but also unique. Forget the standard trinkets and candies; it's time to get creative and wow the young guests with goodies they'll love and cherish. In this blog post, we've compiled a list of 25 unique items to add to goodie bags for kids' birthday parties. Let's get started! 


  1. DIY Craft Kits: Encourage creativity with mini DIY craft kits that let kids create their own masterpieces at home.
  2. Personalized Water Bottles: Customized water bottles with each child's name on them make for a practical and unique keepsake.
  3. Superhero Capes: Let the kids unleash their inner superheroes with personalized capes for endless imaginative play.
  4. Mini Science Experiment Kits: Foster curiosity and learning with mini science experiment kits for at-home exploration.
  5. Mini Books: Age-appropriate books that match each child's interests are always a hit.
  6. Build-Your-Own Snack Packs: Provide a variety of healthy snacks and let the kids build their snack packs to take home.
  7. Glow-in-the-Dark Stickers: Add a touch of magic with glow-in-the-dark stickers that kids can decorate their rooms with.
  8. Mini Board Games: Miniature versions of classic board games offer hours of entertainment.
  9. Planting Kits: Teach kids about nature and gardening with mini planting kits that include seeds, soil, and pots.
  10. Temporary Tattoos: Kids love showing off their cool temporary tattoos to friends and family.
  11. Friendship Bracelet Kits: Encourage bonding and creativity with DIY friendship bracelet kits.
  12. Stuffed Animals: Adorable mini stuffed animals make for cuddly and charming keepsakes.
  13. Puzzle Cubes: Challenge the kids with puzzle cubes or twisty puzzles for problem-solving fun.
  14. Color-Your-Own Tote Bags: Let kids personalize their own tote bags with fabric markers or paints.
  15. Mini Musical Instruments: Provide mini maracas, harmonicas, or kazoos for a mini jam session at home.
  16. Fairy Tale Finger Puppets: Delight the kids with finger puppets featuring their favorite fairy tale characters.
  17. Bubble Wands: Small bubble wands for bubble-blowing fun in the backyard.
  18. Magic Tricks Set: Amaze the young guests with mini magic trick sets they can perform for their families.
  19. Mini Sports Equipment: Tiny soccer balls, basketballs, or mini-frisbees for active play.
  20. Puzzle Books: Brain-teasing puzzle books with mazes, word searches, and more.
  21. Personalized Coloring Books: Custom coloring books with each child's name on the cover.
  22. Collectible Trading Cards: Include a pack of fun trading cards featuring popular characters or themes.
  23. Emoji Keychains: Colorful keychains featuring kids' favorite emojis.
  24. DIY Slime Kits: Kids can mix and create their own slime with easy-to-use DIY kits.
  25. Mini Photo Frames: Capture the memories with mini photo frames for each child to take home and fill with their favorite picture.

With these 25 unique and exciting goodie bag ideas, your child's birthday party will surely be a hit among the young guests. From fostering creativity to promoting learning and play, these thoughtful party favors will be cherished long after the celebration. Say goodbye to generic goodies and embrace the joy of giving something special to make your little one's birthday party a memorable one!

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The Road to Confident Car Insurance: A First-Time Buyer's Essential Guide

Car insurance, though a mandatory requirement, can often seem like a daunting and confusing aspect of car ownership. For first-time buyers, navigating through the sea of policies, coverage options, and insurance providers can be overwhelming. However, armed with the right knowledge and tips, the process can become much more manageable. In this blog post, we will break down the essential aspects of researching, shopping for, and buying car insurance, offering valuable tips for those venturing into this realm for the first time. 

Understanding the Basics

Before delving into the shopping process, it's crucial to grasp the fundamental concepts of car insurance. At its core, car insurance is a contract between the policyholder and the insurance company, wherein the policyholder pays a premium in exchange for coverage against financial loss in case of an accident or other covered events. The coverage can range from liability insurance, which covers damages to other parties, to comprehensive coverage that includes damages to your own vehicle as well.

Researching and Comparing Policies

  1. Assess Your Needs: Begin by understanding the type of coverage you require based on your vehicle's value, your budget, and any additional coverage you may need.
  2. Compare Quotes: You must get car insurance quotes from multiple providers. Online comparison tools are valuable resources that can help you easily compare premiums, coverage limits, and deductibles.
  3. Check Reviews and Reputation: Research the reputation of insurance companies and read customer reviews. A company's customer service and claims handling are vital factors to consider. 
  4. Inquire About Discounts: Many insurers offer various discounts for safe driving, multiple policies, good student grades, and more. Inquire about available discounts to potentially lower your premium.
  5. Consider the Deductible: The deductible is the amount you pay out of pocket before your insurance kicks in. Opting for a higher deductible can lower your premium, but ensure it's an amount you can comfortably afford. 

Tips for First-Time Buyers

  • Understand Coverage Options: Don't skimp on coverage to save money. Instead, understand your needs and choose coverage that adequately protects you and your assets. If you have a good relationship with family members who have had car insurance for decades, be sure to ask them questions. They may be able to offer helpful advice. 
  • Read the Policy Carefully: Thoroughly read the policy documents to understand the terms, conditions, and exclusions. Seek clarification from the insurer if anything is unclear.
  • Know State Requirements: Different states have different minimum insurance requirements. Ensure your policy meets or exceeds your state's mandatory coverage levels.
  • Consider Your Driving Habits: If you don't drive frequently, consider usage-based insurance programs that determine your premium based on your driving behavior.
  • Maintain a Good Driving Record: A clean driving record can significantly impact your insurance premium. Avoid accidents and traffic violations to enjoy lower rates.
  • Bundle Your Policies: If you have multiple insurance needs, such as home or renter's insurance, consider bundling them with the same insurer for potential discounts.
  • Regularly Review Your Policy: As your circumstances change, so might your insurance needs. Review your policy annually and update it accordingly.

Buying car insurance for the first time may seem like a complicated process, but with research and understanding, you can make informed decisions and find suitable coverage. Remember to assess your needs, compare quotes, and read policy documents carefully. As a first-time buyer, don't hesitate to seek advice from experienced drivers or insurance professionals to ensure you have the right coverage at the best possible rate. By following these tips, you can embark on your car insurance journey with confidence, knowing you're protected on the road ahead. Happy driving!

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First Choice Makes Going Back to School Easy and Fun in Columbia

Jump-Start Back-to-School event offers school supplies, backpacks, and more

Select Health of South Carolina’s First Choice health plan will host its second Jump-Start Back-to-School event of the summer, featuring back-to-school information, children’s activities, and backpacks with school supplies provided at no cost (while quantities last). The event will be held Saturday, July 29 from 9 a.m. to noon, at the First Choice Community Center, 217 Park Terrace Drive, Columbia, SC 29212. Participants are asked to register in advance by calling 1-888-676-9588. Select Health of South Carolina is the state’s oldest and largest Medicaid managed care organization and is part of the AmeriHealth Caritas Family of Companies.


“This year, we will be ready to serve more than 500 Columbia-area families with school-aged children, helping make sure they’re healthy and ready for the new school year,” said Select Health Market President Courtnay Thompson. “We’re very fortunate that more than 20 agencies and community partners are willing to join us and help children get the school supplies they need.”

Jump Start has served more than 15,000 families in the last 13 years and has now been expanded to locations throughout the state. Select Health’s bilingual staff will assist Spanish-speaking families, and interpretation services will be available for attendees with limited English proficiency.

“Good health is proven to help children perform their best in school,” said Dr. Kirt Caton, market chief medical officer at Select Health. “School-age children and young adults up to age 21 need yearly well visits with a primary care physician, and our staff can help First Choice members schedule these appointments with their doctors.”

Two more Jump-Start Back-to-School events are scheduled this summer: North Charleston on August 5, and Conway on August 12. Learn more by calling 1-888-676-9588 or by visiting www.selecthealthofsc.com/jumpstart.


About First Choice by Select Health of South Carolina

Select Health of South Carolina, part of the AmeriHealth Caritas Family of Companies, contracts with the South Carolina Department of Health and Human Services (SCDHHS) to offer First Choice, the state’s oldest and largest Medicaid managed care health plan, in all 46 counties statewide. For more information about First Choice by Select Health, visit www.selecthealthofsc.com.

Select Health also offers the First Choice VIP Care Plus Medicare-Medicaid plan and First Choice VIP Care (DSNP) Medicare Advantage Special Needs Plan for dual eligibles in 46 counties, as well as the First Choice Next Health Insurance Marketplace® product in 17 counties. For more information about First Choice VIP Care Plus, visit www.firstchoicevipcareplus.com. For information about First Choice VIP Care, visit www.firstchoicevipcare.com. For more information about First Choice next, visit www.firstchoicenext.com.

About AmeriHealth Caritas

AmeriHealth Caritas is one of the nation’s leaders in health care solutions for those most in need. Operating in 13 states and the District of Columbia, AmeriHealth Caritas serves approximately 5 million Medicaid, Medicare, Children’s Health Insurance Program (CHIP), and Health Insurance Marketplace® members through its integrated managed care products, pharmaceutical benefit management and specialty pharmacy services, and behavioral health services. Headquartered in Newtown Square, Pa., AmeriHealth Caritas is a mission-driven organization with more than 40 years of experience serving low-income and chronically ill populations. For more information, visit www.amerihealthcaritas.com.

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