Why it Makes Sense to Have a Go at Fixing Things Yourself

If you, like most people, have never tried fixing a broken washing machine or replacing a part on your car, this article for you. It is all about why it is worth having a go at repairing your appliances, phones, cars, and furniture yourself. It’s a chance to learn something new, which you might find that you actually enjoy! Read on to find out why fixing things yourself makes sense.

It is easier than you think

Top of the list is the fact that it is not as hard as it used to be. There is a growing fixer movement that is having an impact and making things a lot easier for those people who are not afraid to have a go. You can find out how to fix virtually anything by searching YouTube. 

Parts are widely available

You can easily track down the parts to repair your broken dishwasher yourself. Almost regardless of where you live you will find an online supplier who will send you what you need. 

Buying the right part is easy 

Provided you can find the serial number or the make and model number, tracking down the right parts is not difficult. Especially if you use suppliers that have a live chat line or another kind of support facility available. All of the best ones offer this additional service.

You will save money

In most cases, repairing things yourself will save you money. You will not have to pay a call-out fee. Something you will usually have to pay even if it turns out your appliance cannot be fixed. You will also save because you will not have to pay the repairer for his or her labor. It makes sense.

A word of caution

Although it is always worth getting a quote, to see what is the best option for you. Particularly, if the repair is a complicated one. When you are looking at the pros and cons of fixing something yourself, be honest with yourself. If you think something looks too difficult in the YT video for your skill level the chances are it is. In that situation, or if you need special tools to fix things you will likely be better off calling in a professional.

You will learn new skills

Whenever you do something new you learn new skills. Being a continuous learner is good for your mental and emotional health. Plus, in many cases, the skills you are learning will help you to get other things done.

It helps the planet

Last, but by no means least, repairing things yourself helps the planet. Every year, millions of tons of appliances and white goods still end up in landfill sites. Much of which will take thousands of years to break down and will cause pollution as it does so. Instead of just getting a new appliance and throwing out the old, try to fix the one you currently have.

There you have it, several reasons to give repairing your stuff a go. So, the next time you crack your phone screen or your dishwasher breaks why not give repairing it yourself a go?

How You Can Increase Your Baby's Iron Level

Though you may have stocked up on immune boosting foods for kids and babies already, you might have specific concerns about a few essential vitamins and minerals, especially when it comes to iron. Although it might not get as much attention as vitamin C, calcium or other nutrients, having adequate iron levels is essential to your baby’s overall health. Iron helps carry oxygen throughout the body and brings oxygen to vital organs, so getting enough iron is fundamental to healthy brain development throughout childhood. Additionally, low iron levels can even lead to anemia. Fortunately, there are a number of ways you can help raise your baby’s iron levels to a healthier place.

Ask Your Pediatrician About Incorporating a Supplement

Perhaps the most straightforward way to get to the heart of the issue is by getting a Wellements baby multivitamin and supplementing your baby’s diet with iron. An exception, of course, is if you’re currently feeding your baby formula, which today is often already fortified with iron. Of course, because it’s possible to get too much of a good thing, you’ll want to talk with your family pediatrician about whether supplementation is a good route for your child. Your pediatrician might, in more severe cases, even be able to prescribe your baby iron drops to help get their levels up faster. 

Focus on Making Tweaks to Your Child's Diet as They Age

As your baby starts to get older and eat a more diverse range of foods, your options for tweaking his or her diet to include more iron become broader. With these new diet possibilities, you can focus in on making targeted changes in a number of different areas. Some particularly useful tweaks are:

• Incorporating more vitamin C in your child’s meals, like pairing citrus with iron-rich foods such as beans, since it can help boost iron absorption
• Providing your child with fortified infant cereal for breakfast or snacks, or using it as a cooked ingredient in some of your other prepared dishes.
• Offering a range of foods rich in iron, including spinach, peas and raisins, and finding a way to work them into your meals

Double-Check Whether Your Baby Actually Requires More Iron

Though it may be tempting to jump to the conclusion that your child needs more iron, very young infants may already have adequate stores. It’s typically the case, in fact, that babies under six months of age are likely to have been born with enough iron. After the six-month mark, however, those stores could begin to get depleted, raising the need to incorporate iron-rich foods or supplements.

Even if it doesn’t get as much publicity as some other nutrients, iron is vital to your child’s brain development, and getting enough of it is key to preventing anemia. Though you might already have a well-balanced diet planned out for your child, ensuring your baby’s iron levels are healthy can feel tricky sometimes. By using some of these methods, you can help increase those iron levels to where they need to be for optimal health.

Top 8 Reasons to Hire a Family Lawyer for Your Divorce

If you or your spouse has made up your mind to part ways, divorce could be the only way to end things. However, this is not an easy road to go down on. There is so much involved like splitting up assets and liabilities, child support, and custody, to name a few. The anxiety and stress involved can make you feel like giving up before you even begin.

While some people choose to handle the process themselves, they discover it's not as easy as they thought.  While you may not be required to get an attorney in your family law case, you may want to consider these advantages that come with dealing with a family lawyer such as Heath Baker Law. 

Knowledge of the legal proceedings

A family law attorney is a valuable asset during divorce cases because they understand court proceedings and in the event of a custody case, for example, are best placed to protect the fathers rights in Illinois as well as ensure the child's best interests. When you go before a judge, you must realize that the judge is a busy person and doesn't want their time wasted. Without legal experience, you won't know how the courtroom operates.

This is why you need a family law attorney.

The attorney preps you on court proceedings, handles the documentation, and presents the case properly. An experienced attorney will know precisely how to handle every situation throughout the proceedings. This quickens the proceedings and makes the process smoother.

Experience

For a judge to grant a divorce, the following must be settled:

• Splitting of assets
• Child support
• Child custody
• Spousal support

Couples often seek leverage against each other to get a favorable outcome, which can be messy. An attorney has been handling such cases for a long time and will guide you on the best course of action. They will also advise you on how to achieve your goals.

Proper filing of paperwork

Numerous documents must be filed and signed during a divorce case. Without law experience, you can get confused and overwhelmed with the paperwork. The judge could also do away with any incorrectly drafted documents. With a family attorney, you can be sure that all paperwork is correctly done including filing, drafting, and submission within the stipulated time.

Settle an agreement

Divorcing couples rarely see eye to eye making, reaching any agreement almost impossible. The tug of war can go one for eternity without some intervention. With a family attorney, couples can quickly come up with a settlement without getting into each other's throats.

Lessen the emotional stress

Going through a divorce can be emotional, stressful, and physically exhausting. It gets worse when you handle the divorce yourself. A family attorney takes care of all the legal matters and holds your hand throughout the process. This takes so much stress off your shoulders.

Avoid bullying

Spouses have been known to throw threats at each other. Without a lawyer, you wouldn't know if these threats could materialize. You could even be tempted to give in to your ex-spouse's demands in an attempt to prevent the threats from becoming a reality.

An attorney holds all communication between the two of you preventing any form of verbal abuse. The lawyer can also hold the other party accountable, preventing you from giving in to the demands.

Objectivity

Things quickly heat up, and it's hard to think rationally when going through a divorce. Since an attorney isn't invested emotionally in the case, they can see the full picture and offer unbiased insights. Besides, they use legal knowledge and expertise to provide valuable objectivity and qualified support for your best interest.

Protect your rights

A family attorney is experienced in divorce law. They know everything about the process and what your rights are.  By hiring an experienced attorney, you can be sure your best interests are represented, and your voice is heard.

The Real You - 7 Tools to Help You Find Your Ideal Career

Whether you’re considering returning to work after a break, or just looking for a more rewarding working life, it’s worth taking time and effort to define exactly what type of career will be the ideal fit with your personality and your lifestyle needs. There are plenty of tools to help you, so we list a few of the most useful below.

1. Know what you want

The first step is to consider what will be important to you in your perfect career. Is it an opportunity to solve problems, and use your creativity? Will you want to be near home, and avoid commuting? Flexible hours? The chance to use your education and experience?

Make a list of everything you want, then divide them into two lists: ‘Essential’ and ‘Nice to have’. List each item in order of importance.

Next, make a list of deal-breakers. What aspects of a job would you not accept – low salary? Long hours? Working remotely?  

Now, armed with these initial insights, it’s time to look a bit deeper.

2. Gain insight into your working style

Although self-analysis is useful, it is also worthwhile to gather more data with an online personality test.  There are plenty of free resources you could try.  However, it’s probably better to go for one which has been validated by independent research, as you’re likely to get a more accurate result. The Myers-Briggs Type Indicator has been used for over 70 years and has been extensively tested. It’s widely used across a range of organizations and defines 16 basic personality types, plus their optimum working environment.  For example, if you are an ‘INFP personality type', or an 'insightful visionary' as it's described, there are clearly careers that will allow you to play to your strengths and others which won't allow you to flourish.  As an ‘insightful visionary’ would you prefer to start your own business, perhaps?  Or work for a start-up’, with your eye on a clear path to a bright future? 

3. Match your profile with jobs

Armed with insights from your self-analysis and chosen online psychometric tool, it’s time to start matching your profile with the careers that may suit you.  The US government provides two amazing online tools using their vast employment database: the O*Net Interest Profiler and the O*Net Skills profiler. The first will help you research careers that match your list of features you want in your career, the second is more based on your skills and experience. The O*Net site also provides in-depth job descriptions, as well as salary ranges and other data which will help to prepare for your job search.

4. The perfect salary

You may be in the fortunate position of not having to consider remuneration as an important part of your reason for working.  More likely you’re like the rest of us and you'll need to be realistic about the salary you want and can expect.  You’ll find plenty of information on the major job boards, based on real-time data from thousands of recruiters and job seekers. 

Also, why not consult local employment agencies for a realistic assessment of the salary range you might expect in your chosen career.

5. Friends and family

Friends and family can be a great source of feedback and inspiration. They know you best.  Ask them what they think would be your ideal career.  They may surprise you with suggestions that highlight strengths you didn't realize you had.

6. Seek professional advice 

Before launching yourself onto a new career path, it pays off to discuss your choices with an experienced professional. Consult a career counselor or a life coach who specializes in helping people find their niche.  It’s true that his will most likely require a financial investment as expert advice rarely comes free. However, when you consider the long-term financial and emotional impact of your career choice, it can definitely prove worthwhile. 

7. Be supported as you search

Once your job search is underway, get as much support as you can. There are plenty of online support programs that provide practical advice and tools.  

Ensure your CV is updated and really reflects the career choice you’re making.  These days, recruiters often receive hundreds of applications for each vacancy. It’s essential that whatever you send is clear and focused. Why are you the right choice for the position, and why is the position the right choice for you?

Choosing the right career is a major life decision, which requires careful consideration and planning. We hope that some or all of these tools will assist in getting you the ideal career. Good luck!

Take Control of Your Finances in 2021 with These Helpful Ideas

When it comes to our finances, it can feel like we’re in a vicious cycle of spending and debt. It’s not always easy to maintain our current lifestyles and more of us than ever before are stripping back on luxuries as a way to keep control of our spending and keep debt at bay. But, there must be another way to take control of your finances, right?

Managing your money doesn’t always have to mean cutting back on the things you love. Sometimes, simply revisiting your budget is an easy yet effective way to see how you can hold onto more of your money each month. If you’re someone who is really struggling with their debt and is facing potential bankruptcy, reach out to Creditfix as soon as possible to discuss your options with one of our helpful and experienced advisors. 

Why not make this new year the one you finally gain control and build your financial confidence? Read on for how you can take control of your finances in 2021. 

Create a rainy-day fund

When we’re prepared for the unexpected, we have one less thing to stress about. And the same logic applies to your finances. The more ready you are for those financial mishaps and expenses the better you’ll sleep at night. Start by creating a rainy day fund and make sure you’re including it in your monthly budget expenses. 

How much you can afford to place in your fund is up to you, just remember to add to it! Sudden car repairs, broken appliances, a job loss or change in your living circumstances could have devastating consequences for your finances, plunging you into a spiral of debt that may be difficult to get out of - a rainy day fund gives you a much-needed safety net. 

Update your knowledge 

Unfortunately, financial literacy isn't taught in schools. Which means most of us hit adulthood with little knowledge of how to create a budget, handle money, prevent debt, or apply for a mortgage etc. Updating your financial knowledge by reading articles and even listening to podcasts on certain financial subjects can give you the information you need to make better financial choices in the future.

Pay off those credit cards

Credit card debt can hang over us for months and even years, making it difficult to break the never-ending cycle of debt. By paying off your credit card debts as soon as possible, you won’t be stung by rising interest rates and only pay off what you originally borrowed. Again, reach out to Creditfix if you need further guidance.

And finally, set a savings goal

Want a new car? Or do you have dreams of owning your own home one day? Whatever your financial goals may be, the sooner you start saving for them, the better. This savings goal should be separate from your emergency fund, however, it will also provide an additional financial safety net should you need one. Don't forget to include your savings in your monthly budget.