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Dec 15, 2020

Why Now Is The Best Time To Refinance Your Home + Tackle Those Home Renovation Projects

To say this year has been a wild one is quite an understatement! Many of us have been spending days on end at home trying to work, do virtual learning, and keeping ourselves safe and healthy. One of the things we have been doing is tackling projects around our house. For the most part, they have been small things like replacing old door knobs, purging closets, and cleaning out the yard and storage rooms. It's been wonderful having all hands on deck to help with these tasks. It's a great feeling when your home is organized and clutter-free

We do have some big projects and wishlist things that we would love to get done that definitely carry a larger price tag. Our home is very old, so we want to do some updates on the inside like kitchen counters and cabinets, as well as remodeling our master bath. We did some research and saw that mortgage rates are pretty low right now so we figured a refinance with some cash out would be the way to get those renovations done. We quickly realized that we haven't done a refi in over 10 years, and definitely needed to lower our interest rate and have a smaller monthly payment

We have been doing some virtual shopping for what type of counter tops we want, as well as cabinet finishes. I am beyond ready to trade out our 70s look for something modern. I know that all-white-everything trend has been very popular, but I am really thinking about going slightly more traditional with darker cabinets and white counter tops or even the opposite. Our kitchen is small, so it is imperative that we choose the right colors so it doesn't look or feel smaller. Since this project will be the most expensive, we will have to really sleep on it so we make the best decision for our household. 

While we think about what we want to do with the kitchen, we already know what we want to do with our master bathroom. We plan to remove the old tub and replace it with a shower only. We aren't bath people, so why even have it? My husband doesn't know it yet, but I also want to get some fancy wallpaper for our bedroom to do an accent wall behind our bed. I feel like we can do it ourselves, but he will probably wonder what's wrong with how it looks now. Men don't really care like that. HA! 

I am definitely looking forward to some modern updates in the upcoming year. Since it looks like we will be staying at home for an unknown amount of time, we might as well fix things up so we can enjoy it. Have you done any home renovations or updates this year? 


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