Top 3 Reasons To Consider Getting Insurance for Your New Horse

If you’re the proud owner of a new horse, you may have been looking around for the best horse insurance you can get your new animal. While owning a horse is a dream come true for many people and is likely an exciting time, it also comes with risks and responsibilities. It might seem intimidating to consider the risks that come with having a horse, but thankfully, a little preparation ahead of time is all it takes to put yourself and your horse in the best possible position to stay safe no matter what lies ahead. If you’re on the fence about whether you need insurance for your new friend, consider these important reasons insurance could help protect you and your horse.

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1. Your Horse Could Have an Accident

If you’re planning on using your horse in equestrian sports, or even if you’re just keeping it for hobby riding, it’s important to keep in mind that accidents are always a possibility. While it might not be pleasant to think about, consider what you’ll do if your horse gets injured unexpectedly.

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Without insurance, veterinarian bills could quickly burn a hole in your pocket or, in worst-case scenarios, even prevent your horse from accessing the quality care they need. If you have good insurance in place ahead of time, on the other hand, you won’t have to worry about out-of-pocket costs in the event of an accident. You can focus on getting your horse help right away.

2. Your Horse Could Pass Away

In a similar vein, if your horse should die before its time, you may be left with countless expenses but no horse to ride in competitions, for example. Certain insurance policies can help provide you another horse in these cases. If your horse has to be put down for medical reasons and you can get proof from your veterinarian that the horse could not be saved, you may be able to get compensation from your insurance company that you could then invest into your next horse.

3. You Can Protect Yourself From Lawsuits

Finally, if you happen to get sued because of alleged damages caused by your horse, having the right insurance policy can help protect you from certain liabilities. Without insurance, you may have a tougher time when legal issues arise.

Owning a horse can be a dream come true, but also entails potential risks that have to be taken into account. If you’re thinking about getting horse insurance, keep these key facts in mind and you’re sure to make the right decision for you and your new animal.