Family * Travel * Food

How To Get The Very Best Deal For Your Insurance

Here in America, we like to own stuff. That's a very simplistic way of saying that, to a very large degree, we measure our self worth and our accomplishments in life by our ability to provide the necessities of life for our families.

On top of providing the basic needs for ourselves and others, we also like to enjoy plenty of luxury and recreational items. Our possessions are a very large of what makes us what we are. So it's no surprise that we have a strong urge to protect our possessions and maintain them in the highest state of quality.

Insuring Your Most Precious Possessions Reliably

Naturally, when it comes to getting insurance for your possessions, your home and health should be at the top of your list of priorities. While your place of employment can no doubt provide excellent health coverage for selected areas, you'll be well advised to seek supplemental coverage for the areas that your job won't cover. This could be anything from short term medical coverage to an all encompassing medical life plan.

In addition, you'll want to make sure that your place of residence is fully covered by the most comprehensive and up to date policy that your budget can afford. Topics such as fire and hurricane insurance are bound to be important areas of coverage, especially if you live in the South Carolina area.

How To Choose The Best Policy For Your Needs

Depending on how much actually needs to be covered, you should be able to form a quick and reliable estimate of the policies you need to be fully safe and insured. In some cases, bundling your policies (taking out several coverage policies with the same insurance company) can save you a great deal of effort, time, and money in the long run.

It's an excellent idea to make an inventory of all your possessions that require insurance. Of course, your home and vehicles will top the list, but there are bound to be other items that need to be on there as well. Bring the list to your agent and talk it over. He or she can help you come to an arrangement that satisfies your requirements without breaking your family budget.

Being adequately insured is the best way to sleep safely at night. If you're ready to enjoy the feeling of having the best insurance in Charleston, contact your local agent today.
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Liberte Mediterranee is truly #YogurtPerfection $15 PayPal giveaway

Thanks to Liberté Méditerranée for sponsoring today's discussion

Have you ever heard of or tried Liberte Mediterranee yogurt before? I was introduced to it from a friend almost two years ago and I have been completely hooked ever since. My friends and family often call me a food snob for good reason, this yogurt is premium perfection that exceeds my standards. I have tried almost all of the flavors except the two newest ones: Caramel and Cappuccino. I have been stalking my local Publix supermarket in hopes they will start to carry them.
In the meantime, my all-time favorite is the coconut flavor. The first time I tried it I had a moment. I closed my eyes and felt like I was eating freshly grated coconut mixed into the creamiest, richest yogurt I ever tasted. It was absolutely divine! It's made with whole milk and has no artificial sweeteners or preservatives. I have converted many yogurt lovers into Liberte Yogurt lovers.
I mostly enjoy my yogurt as is, but on occasion I will add some granola on top for breakfast. Another yummy way to take my Yogurt Perfection to the next level is with one of my favorite Liberte recipes, a fabulous fruit smoothie. I take my favorite fresh and frozen fruits, ice cubes and a container of Liberte Mediterranee and blend it into the most gorgeous (yes, gorgeous) smoothie ever!

Right now you can print a coupon to save 20 cents on a cup of Liberte at Publix. They are almost always on sale 10 for $10 and trust me, if you haven't already tried it, you will buy 10 at a time. You should check out their interactive page that tells you the story behind Liberte-- it's awesome! Just one thing, please don't get mad at me when you get hooked on Liberte. You definitely want to take advantage of the Liberte Publix coupon ;)

To help you stock on Liberte yogurt, one lucky Mom Files reader will win $15 PayPal cash. Enter below: a Rafflecopter giveaway

Giveaway is open to US Residents only and will end on February 25, 2015. One winner will be chosen at random and will be contacted via email to be awarded prize. Good luck! 


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The Tiny House Craze

I don't watch a lot of television, but when I do it is usually something news, food or home related. I flip through channels at night and have recently noticed a common thing; Tiny Houses. I assumed they meant lavish playhouses for kids. No, I was so wrong. Apparently there are many people downsizing their home for a version that is about 10% its size. The average American house size is 2,300 square feet and the tiny house size is roughly 230 square feet. I had to check out some different shows to see what it was all about.
Image credit: Tiny Home Builders
People are getting these homes either custom built or looking one in a specific location and they range from around 100 sq ft- 400 sq feet. You have people buying a house the size of a storage shed! I can't imagine it. Some of the homes are very luxurious on a teeny-tiny level and others very rustic.
Image credit: Tiny House Builders (interior view)
I personally could never do it. I saw one episode of Tiny House Hunters where a family of 6 went from a 3,000 sq ft home down to 400 sq ft. NO. No, no NO! I can't imagine that at all! I understand that people are trying to live mortgage or debt-free, but sheesh. I don't want to have people all in my personal space. It is certainly not something I would ever desire for myself. There's only so much family bonding one can take.

So what about you? Could you live the tiny house lifestyle?
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Feb 13th is Valentine’s for Dogs – Say I LOVE YOU with treats! #ValentinesForDogs (Giveaway)

It's officially the Valentine's season and we give flowers, chocolates and gifts with those we love the most. Of course, we can't forget our fur babies. Dogs give so much unconditional love to their families that we must give some love back. This year, let's celebrate our wonderful animal companions by making February 13th Valentine's Day For Dogs (#valentinesfordogs).  On this day, we make sure we're also giving our pups the attention they deserve. How? I might take them out for a special walk at their favorite dog park, buy them a fluffy and comfy pet bed, or give them Milk-Bone dog treats. The good folks at Milk-Bone, Pup-Peroni, Milo's Kitchen, and Canine Carry Outs have made it easy for you this year with a doggie Valentine's Day card.


Aren't these cards adorable? Aside from my dog, I think the neighbor's dogs would appreciate a special Valentine's treat from their dog buddy.  Get yours today at https://www.bigheartpetvalentines.com/  They are super easy to download and print. All you do is cut them out, insert a special treat and share with your favorite dog pals.

Also, check out this fun info graphic with hilarious findings about pets and their pet parents. It is guaranteed to put a smile on your face.


If you participate in any Valentine's activities with you dog, be sure to share on social media using the #ValentinesForDogs hashtag directed at @milkbone.

How would you like to win an assortment of treats to spoil your pup with? Enter below:
a Rafflecopter giveaway

This giveaway is open to US Residents only and will end on February 18, 2015. Winner will be contacted via email to claim prize. Mom Files does not directly ship prizes and is NOT responsible for any lost or stolen prizes. Good luck!

Disclosure: I received a prize pack in exchange for spreading the word about the doggy Valentine's from Milk-Bone and hosting a reader giveaway. All opinions are my own. 
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Ditch the "Mom jeans" for Slim-sation Jeans


As a mother of 3, I know a little something about having an extra bit of “fluff” on my body. Although my weight is ideal for my height and age, I still have that mid-section that is so hard to get rid of. I have to dress in creative ways to mask my mom-tummy. When I received a pair of Slim-sation Spring Slimming jeans to review, I was excited. I picked out a dark wash, straight leg style and it came very nicely packaged when it arrived at my home.

The jeans are well made and the material is soft, yet strong. I tried them on and was so pleased at how nicely they fit and they did indeed control my tummy! They fit higher on the waist without looking like your typical “Mom jeans”. I can now wear a fitted tee or sweater and not have to worry about seeing extra lumps, bumps or fluff. I did find that the jeans were slightly on the long side, but they still look great tucked inside my boots. I’m short, so that is something to keep in mind with sizing. I washed the jeans in cold water and they did not fade and had minimal shrinkage. I think they will last for a long time. I'm so happy to have them in my closet because it is so hard to find jeans that fit my body properly.

The Slim-sation Jeans offer:

  • Flexible tummy control panel that smooths & slims tummy, thighs and rear
  • Get a perfect custom fit with Shape Recovery Technology
  • Reduce tummy bulge
  • Drop 1 size instantly 
  • Look and feel up to 10 pounds lighter

Slim-sation makes a variety of styles of jeans, capris, pants and leggings. They are all designed to help lift and smooth while feeling super comfortable. Check them out online at the Slim-sation site as well as on Facebook and Twitter for product updates and promotions. If you sign up for their newsletter, you can get 10% off. I plan to order some capris for the spring and some leggings to wear with sweaters.

I received a sample for review purposes and all opinions are 100% my own. 
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